Erebor Bank, NA 500 Neil Avenue

Suite 140

Columbus, OH 43215

614-233-1797

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

NONE 0.00

No account or transactional fees are charged for the services associated with this account.

We may establish customer-specific fees by agreement with you, which would supersede or supplement the standard Schedule of Fees.

We will provide reasonable advance notice of any changes to your applicable fees in accordance with this Agreement and applicable law.